For a free consultation call:

​(856) 288-1791

2.      An owner or registrant of a motor vehicle registered or principally garaged in this State

who operates or causes to be operated a motor vehicle upon any public road or highway in this

State without motor vehicle liability insurance coverage required by P.L.1972, c.197 (C.39:6B-1

et seq.), and an operator who operates or causes a motor vehicle to be operated and who knows

or should know from the attendant circumstances that the motor vehicle is without motor

vehicle liability insurance coverage required by P.L.1972, c.197 (C.39:6B-1 et seq.) shall be

subject, for the first offense, to a fine of not less than $300 nor more than $1,000 and a period

of community service to be determined by the court. The court also shall suspend the person’s

right to operate a motor vehicle over the highways of this State for a period of one year from the

date of conviction ; provided, however, the period of license suspension may be reduced or

eliminated if the person provides the court with satisfactory proof of motor vehicle liability

insurance at the time of the hearing. Upon subsequent conviction, the person shall be subject to

a fine of up to $5,000 and shall be subject to imprisonment for a term of 14 days and shall be

ordered by the court to perform community service for a period of 30 days, which shall be of a

form and on terms as the court shall deem appropriate under the circumstances, and shall

forfeit the person’s right to operate a motor vehicle for a period of two years from the date of the

conviction, and, after the expiration of the forfeiture, the person may make application to the

Chief Administrator of the New Jersey Motor Vehicle Commission for a license to operate a

motor vehicle, which application may be granted at the discretion of the chief administrator. The

chief administrator’s discretion shall be based upon an assessment of the likelihood that the

individual will operate or cause a motor vehicle to be operated in the future without the

insurance coverage required by this act. A complaint for violation of this act may be made to a

municipal court at any time within six months after the date of the alleged offense.

Failure to produce at the time of trial an insurance identification card or an insurance policy

which was in force for the time of operation for which the offense is charged creates a rebuttable

presumption that the person was uninsured when charged with a violation of this section.

L.1972, c.197, s.2; amended 1983, c.141, s.1; 1987, c.46; 1988, c.156, s.15; 1990, c.8, s.49; 1997,

c.151, s.12; 2013, c.237.